WHAT IS GROUP INSURANCE?

“…an arrangement to provide insurance coverage for a group of persons under a single contract, without individual risk selection, and under terms and conditions more favorable than those otherwise obtainable by these persons as individuals.”





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    WHO NEEDS IT?

    If you are the main income earner for your family, a Life Insurance Policy is highly recommended. The main purpose is to protect your dependents from financial strain in the case of sudden death. But there are other several reasons you should look into getting a life insurance policy.

    Pick Your FINANCIAL PLANNING Stage

    YOUR OPTIONS

    There are many kinds of life insurance, but they generally fall into these categories:

    Term Insurance

    This is temporary and helps your family for a limited period of time in case of sudden death. When debt loads are high, Term Insurance serves well. As you age, insurance costs increase.

    Permanent Insurance

    Whole life insurance offers permanent protection with guaranteed premiums, cash values and death benefit. The cash value can be accessed to fund education, renovate your home or even supplement your retirement income. Use it in any way you choose.

    Universal life insurance

    This policy offers tax-free death benefit with the option to earn tax-deferred interest, that can be used for further investments or to fund the insurance amount. It is best suited to those with significant disposable income.

    Get Expert Advice from Our Professionals
    with 15+ Years of Experience

    MEET ZAHID SYED

    FAMILY WEALTH ADVISOR

    • Licensed Insurance Advisor
    • Certified Health insurance specialist (CHS)
    • Chartered Life Underwriter (CLU)

    Here are some of the most notable honors Zahid Syed has received in recent years
    – Top producer for the Agency since 2001
    – Member of The Million Dollar Round Table (This organization has the top 1% of financial professionals in the world)
    – Industrial Alliance Vice President Award since 2001
    – Industrial Alliance Elite Club Member
    – Diamond Award from Industrial Alliance in 2006
    – VFG Gold Club Award for 2006
    – Person of the Month for Community Newspaper

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