1. What is Health Insurance?
Health Insurance covers sudden health expenses that may not be covered by provincial plans such as dental care, chiropractic care, vision care and travel emergencies.
2. Who should consider Health Insurance?
Health Insurance should be considered if your employer does not cover all your medical coverage needs, if you are self-employed with no group benefits or if your provincial plan does not cover all medical services and drug expenses.
3. Benefits of Health Insurance
There are several benefits of a Health Insurance policy:
- Covers emergencies, unexpected health problems and medical services that are not covered by the government.
- Tax-sheltered coverage
- Small-business owners and the self-employed can claim health insurance premiums as a business expense
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