Orooj Financial

1.What is Annuity?

Annuity is an insurance product where you invest and grow funds and then receive a steady stream of payments after retirement. Your disbursement is determined by the length of your payment period among other factors.

2.Who should consider Annuity?

Annuity works best as a retirement strategy. It is popular with investors who wish to benefit from a steady stream of income after retirement.

3.Benefits of Annuity

Annuity offers a higher income rate than other guaranteed income products with tax benefits for non-registered funds. You have a choice to receive payment for a set number of years or for the rest of your life.

There are two types of annuities:

  • Deferred: You invest for a period and then withdraw after retirement.
  • Immediate: You receive payments soon after your investment.
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